Our Services

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Credit Analysis and Consultation Cortez Solutions 01
Know exactly where your credit stands

Credit Analysis & Consultation

We perform a deep audit of your Equifax, Experian, and TransUnion reports to uncover inaccuracies, late marks, collections, charge offs, and unauthorized inquiries. Every detail is reviewed carefully so nothing important is missed.

After your review, Jorge Cortez builds a personalized repair roadmap based on your goals, whether you want to qualify for a home, car, business loan, or simply rebuild your financial confidence.

  • Complete review of all 3 major credit bureaus
  • Free 15 minute consultation with Jorge Cortez
  • Custom repair strategy based on your credit profile
  • Clear timeline with realistic score improvement goals
Bureau Dispute Letters Cortez Solutions 02
Legally backed disputes sent on your behalf

Bureau Dispute Letters

Our team prepares and submits strong, FCRA compliant dispute letters directly to the federal credit bureaus for every negative item and outdated record on your report. You do not have to deal with confusing bureau processes on your own.

Each dispute is customized to your file, not copied from a generic template. We track responses, follow up when needed, and keep you updated as bureaus investigate your claims.

  • Custom dispute letters for each negative item
  • Direct submission to Equifax, Experian, and TransUnion
  • Follow up tracking within 30 to 45 day investigation windows
  • Many clients see improvements within 30 to 60 days
Continuous Credit Monitoring Cortez Solutions 03
Track every change in real time

Continuous Credit Monitoring

Stay informed with ongoing credit monitoring that alerts you to score changes, new inquiries, and report updates. You always know what is happening with your credit while we work to restore your profile.

Monitoring helps you catch problems early and celebrate real progress as your score improves. For only $30 per month, you get visibility, accountability, and peace of mind throughout your entire credit repair journey.

  • Real time score and report change alerts
  • Affordable $30 per month monitoring subscription
  • Progress tracking from your very first dispute
  • Full transparency while your file is being repaired
Score Building and Education Cortez Solutions 04
Rebuild smart and stay strong long term

Score Building & Education

Credit repair is only the beginning. We teach you proven habits, utilization strategies, and financial best practices so you can maintain a healthy score long after our work is complete.

You will learn how credit really works, what lenders look for, and how to avoid mistakes that damage your score again. Our goal is lasting financial confidence and control over your future.

  • Personalized score building guidance for your situation
  • Credit utilization and on time payment strategies
  • Education on how scores are calculated and improved
  • Long term coaching to keep your credit strong
Full Credit Repair Package Cortez Solutions 05
Complete hands on repair from start to finish

Full Credit Repair Package

Our all inclusive credit repair program combines analysis, dispute management, monitoring, and personal guidance led directly by Jorge Cortez. One transparent fee of $497 plus optional $30 per month monitoring with no hidden costs.

This is our most complete service for clients who want full support from day one to final results. Jorge personally oversees your case and stays with you until you are fully satisfied with your credit improvement.

  • Full service credit repair for a $497 one time fee
  • Hands on support until you are happy with results
  • Secure client portal for documents and updates
  • Dedicated case oversight by Jorge Cortez